Fair, transparent credit
card processing for 2026
Stop overpaying with hidden fees and tiered pricing. Our interchange-plus model passes wholesale costs directly to you, plus a small transparent markup. In-person, online, and mobile — all in one platform.
- ✔ Interchange-plus pricing — no hidden markups
- ✔ No long-term contracts or cancellation fees
- ✔ Next-day funding (including weekends)
- ✔ Free EMV terminal for qualifying businesses
- ✔ Virtual terminal, payment gateway, invoicing
📊 Typical savings vs. tiered pricing
Processing solutions for every business
In-Person / Retail
Countertop terminals, contactless (NFC), Apple Pay, Google Pay, chip cards, swipes. Free terminal included.
Online / eCommerce
Payment gateway, shopping cart integrations (Shopify, WooCommerce, BigCommerce), recurring billing.
Mobile Payments
Mobile card reader for iPhone/Android. Perfect for delivery, events, field service, pop-ups.
Virtual Terminal
Key in payments via web browser. Ideal for phone/mail orders, invoicing, remote teams.
Payment Gateway & API
Custom integration, developer-friendly API. Recurring billing, tokenization, fraud tools.
ACH & E-Check
Lower-cost alternative for recurring payments. Batch processing, same or next-day ACH.
Why switch from your current processor?
Most processors bury fees in tiered pricing and long-term contracts.
Qualified/mid-qualified/non-qualified tiers — unknowable rates. Interchange-plus shows actual cost.
Monthly minimums, batch fees, statement fees, PCI non-compliance fees. We have none.
Early termination fees ($300-$500). Our contracts are month-to-month — cancel anytime.
Many processors take 3-5 days. We settle next business day (including weekends with some plans).
Related business & financial services
⭐ Partnered with Fiserv, First Data, Stripe, Square, and other top processors.
Free credit card processing
quote & savings analysis
Compare your current statement against our interchange-plus pricing. We'll show you exactly how much you can save — no obligation, no hidden fees.
🏆 2026 Processing Stats
• Average effective rate (interchange-plus): 1.5% - 2.9% + $0.10
• Tiered pricing average: 2.9% - 4.5%
• Swipe fees vs. keyed: 0.5% difference
📋 PCI compliance
We include free PCI compliance scanning and support. Non-compliance fines ($10-100/month) waived with our program.
⚡ Hardware & setup
Free terminal (retail) or mobile reader (mobile). No upfront gateway fees. Same-day approval for most businesses.
Why businesses switch to us
You pay wholesale cost + transparent markup. No surprises, no hidden tiers.
Month-to-month. Cancel anytime without penalties.
Settle by next business day — including weekends for some programs.
Real humans, not bots. Average hold time under 2 minutes.
✅ Over 25,000 businesses saved on processing fees in 2025. Get your free quote today — no obligation, no hidden fees.
📞 Call (888) 459-2207 for immediate quote