Financing solutions for
every business need
From startup capital to expansion, equipment purchases to working capital — our 2026 comparison tool matches you with the right loan type from top lenders.
- ✔ SBA 7(a) & 504 loans — low rates, long terms
- ✔ Term loans — $5k to $5M, fixed payments
- ✔ Business line of credit — draw as needed
- ✔ Equipment financing — 100% financing
- ✔ Invoice factoring & merchant cash advance
⚡ Quick eligibility check
No impact to credit score
Soft pull only • No obligation
Business loan types for 2026
SBA Loans
SBA 7(a) up to $5M — low rates (10-13% APR), long terms (10-25 years). SBA 504 for real estate & equipment. Government-backed, higher approval.
Term Loans
Lump sum with fixed monthly payments. Terms 1-10 years. Rates from 7% APR. Best for expansion, acquisition, or large capital projects.
Business Line of Credit
Revolving credit — draw only what you need, pay interest only on used amount. Limits $10k-$500k. Ideal for cash flow gaps.
Equipment Financing
100% financing for machinery, vehicles, technology. Equipment serves as collateral. Terms match equipment lifespan.
Invoice Factoring
Advance 80-90% of unpaid invoices. Fast approval based on customer credit, not your business history.
Merchant Cash Advance
Lump sum repaid via percentage of daily credit card sales. Fast funding (24hrs), high approval for low-credit businesses.
Get funded in 4 simple steps
Quick, transparent, and secure — no hidden fees.
Basic info: loan amount, business age, revenue, credit range. No hard credit pull.
View personalized rates and terms from 50+ lenders side-by-side in seconds.
Upload bank statements, tax returns, or business plan — many lenders accept digital docs.
Funds deposited in as fast as 24 hours for lines of credit or 5-7 days for term loans.
Related financial & business services
⭐ Compare offers from OnDeck, Fundbox, BlueVine, Kabbage, Lendio, SBA-approved banks, and more.
Apply for a business loan
— 100% free
See real offers from 50+ lenders. No impact to credit score. Takes 2 minutes.
Soft credit check only — no impact to your score. No obligation to accept any offer.
🏆 2026 Approval Guidelines
• Min credit score: 550 (MCA), 600 (term), 650 (SBA)
• Time in business: 6+ months (short-term), 2+ years (SBA)
• Annual revenue: $100k+ typically required
📋 Documents needed
• 3-6 months business bank statements
• Last 2 years tax returns (if available)
• Business plan (for SBA loans)
• Photo ID & voided check
⚡ 2026 rate forecast
Fed rates stabilizing — business loan rates expected to ease in late 2026. Lock in now or float with rate-lock options from lenders.
Why businesses trust us for financing
We show offers from 50+ lenders — banks, credit unions, online lenders. No hidden bias.
Get personalized rates without harming your business or personal credit score.
You choose which lenders to contact. No pressure, no robocalls.
Some partners fund in 24 hours. Digital application, e-sign, and direct deposit.
✅ Over 500,000 small businesses compared loan options in 2025. Start your 2026 application today — it's free, fast, and secure.