Conflict-free financial advice — legally required to put you first
Not all financial advisors are fiduciaries. Many earn commissions by selling products that may not be in your best interest. As a fee-only, fiduciary financial planner, I am legally and ethically bound to recommend what's best for you — period. No product sales, no commissions, no hidden fees.
- ✔ Comprehensive financial planning
- ✔ Investment management (low-cost, tax-efficient)
- ✔ Retirement income strategies
- ✔ Tax planning & optimization
- ✔ Estate & legacy planning
⚖️ Fiduciary vs. suitability standard
Comprehensive financial planning services
Financial Planning
Goal setting, cash flow analysis, retirement projections, education funding, debt management.
Investment Management
Asset allocation, low-cost index funds, tax-loss harvesting, rebalancing, performance reporting.
Retirement Planning
Social Security optimization, withdrawal strategies, Roth conversions, longevity planning.
Tax Planning
Tax-efficient investing, capital gains management, charitable giving, Roth vs. traditional analysis.
Estate Planning
Trusts, wills, beneficiary review, generational wealth transfer, philanthropic planning.
Risk Management
Insurance review, life insurance, disability, long-term care, liability assessment.
Why a fee-only fiduciary matters
Commission-based advisors have inherent conflicts of interest. Fee-only fiduciaries don't.
Fiduciary standard is the highest legal duty. Violations have serious consequences.
We don't earn from insurance, annuities, or mutual funds. Pure advice.
Flat fee, hourly, or percentage of AUM. You know exactly what you pay.
Rigorous education, examination, experience, and ethics requirements.
Fee structure
0.75% - 1.25% of AUM annually, billed quarterly. Includes planning and investment management.
$4,000 - $12,000 per year for comprehensive financial planning (no AUM requirement).
$2,500 - $7,500 for specific projects (retirement analysis, equity compensation review, etc.).
$400/hour for targeted advice. Minimum 2 hours.
No commissions. No hidden fees. No product sales. Just advice.
Who I serve
Equity compensation, RSUs, stock options, deferred comp, executive benefits.
Succession planning, exit strategies, qualified plans, cash management.
Income planning, Social Security, Medicare, Roth conversions, legacy planning.
Estate planning, tax optimization, generational wealth transfer, philanthropy.
Credentials & affiliations
CFP Board registered. Rigorous education, exam, experience, ethics.
National Association of Personal Financial Advisors — fee-only, fiduciary.
Fee-only, fiduciary. Focus on Gen X/Y and retirement planning.
University of Chicago Booth School of Business. 15+ years experience.
Related financial & legal services
⭐ CFP certified • NAPFA member • Fee-only • Fiduciary • Free consultation
Free no-obligation introductory call
Meet with a CFP professional. Discuss your financial goals, concerns, and see if we're a good fit — 100% free, no obligation, no product sales.
Why choose a fiduciary financial planner?
Legally required to act in your best interest. No conflicts of interest.
No cost to discuss your situation. No pressure, no product sales.
Rigorous training, ethics, and ongoing education. Comprehensive expertise.
Transparent pricing. You pay only for advice — no hidden fees.
✅ Get conflict-free financial advice. Schedule your free introductory call today — CFP, fee-only, fiduciary, no obligation.